거듭 질문 죄송합니다) 포인트로만 결제하게 만드려면... 채택완료

        $temp_point = 0;
        // 회원이면서 포인트사용이면
        if ($is_member && $config['cf_use_point'])
        {
            // 포인트 결제 사용 포인트보다 회원의 포인트가 크다면
            if ($member['mb_point'] >= $default['de_settle_min_point'])
            {
                $temp_point = (int)$default['de_settle_max_point'];</P>
<P>                if($temp_point > (int)$tot_sell_price)
                    $temp_point = (int)$tot_sell_price;</P>
<P>                if($temp_point > (int)$member['mb_point'])
                    $temp_point = (int)$member['mb_point'];</P>
<P>                $point_unit = (int)$default['de_settle_point_unit'];
                $temp_point = (int)((int)($temp_point / $point_unit) * $point_unit);</P>
<P>                echo '<div id="sod_frm_pt"><input type="hidden" name="max_temp_point" value="'.$temp_point.'">결제포인트 : <input type="text" id="od_temp_point" name="od_temp_point" value="0" class="frm_input" size="10">점 ('.$point_unit.'점 단위로 입력하세요.)</div>';
                echo '<p id="sod_frm_pt_info">회원님의 보유포인트('.display_point($member['mb_point']).')중 <strong id="use_max_point">'.display_point($temp_point).'</strong>까지 사용 가능합니다.</p>';
                $multi_settle++;
            }
        }</P>
<P>        if ($default['de_bank_use']) {
            // 은행계좌를 배열로 만든후
            $str = explode("\n", trim($default['de_bank_account']));
            if (count($str) <= 1)
            {
                $bank_account = '<input type="hidden" name="od_bank_account" value="'.$str[0].'">'.$str[0].PHP_EOL;
            }
            else
            {
                $bank_account = '<select name="od_bank_account" id="od_bank_account">'.PHP_EOL;
                $bank_account .= '<option value="">선택하십시오.</option>';
                for ($i=0; $i<count($str); $i++)
                {
                    //$str[$i] = str_replace("\r", "", $str[$i]);
                    $str[$i] = trim($str[$i]);
                    $bank_account .= '<option value="'.$str[$i].'">'.$str[$i].'</option>'.PHP_EOL;
                }
                $bank_account .= '</select>'.PHP_EOL;
            }
            echo '<div id="settle_bank" style="display:none">';
            echo '<label for="od_bank_account" class="sound_only">입금할 계좌</label>';
            echo $bank_account;
            echo '
<label for="od_deposit_name">입금자명</label>';
            echo '<input type="text" name="od_deposit_name" id="od_deposit_name" class="frm_input" size="10" maxlength="20">';
            echo '</div>';
        }</P>
<P>        if ($default['de_bank_use'] || $default['de_vbank_use'] || $default['de_iche_use'] || $default['de_card_use'] || $default['de_hp_use']) {
            echo '</div>';
        }</P>
<P>        if ($multi_settle == 0)
            echo '<p>결제할 방법이 없습니다.
운영자에게 알려주시면 감사하겠습니다.</p>';
        ?>
    </section></P>
<P>